Festivals and traditions are a great reason for family and friends to get together. A time to celebrate each other and spread happiness. Diwali brings with it contagious energy and generosity. We light up our homes; buy gifts for our loved ones and shower them with all the love and affection we can muster. We strive to give our loved ones the best of everything, whether it’s a gesture of practical value or a gift that not only watches over today but also safeguards their future. Health is the most important aspect of a person’s life, and a thoughtful gift that shows genuine intent to safeguard your family’s health would be to insure it. So what could be a better way to celebrate Diwali than to give yourself and your loved ones the gift of good health?
Get a comprehensive health insurance policy that ensures access to quality healthcare in your time of need and live carefree as you enjoy every moment of this festival season.
Here’s why you should get health insurance this Diwali
Diwali is a festival of lights and prosperity, but every year the country is engulfed in a dense cloud of smog and noise pollution during the season that has an adverse impact on the environment and poses a health risk to the population. According to data from the Central Pollution Control Board (CPCB), Delhi’s air quality index has worsened a week before Diwali 2022. In addition to degrading air quality, these pollutants cause a variety of diseases transmitted by air. the air, such as chronic asthma attacks, cardiovascular problems. , lung failure, respiratory problems, skin allergies and more. These can get even worse with prolonged exposure to this air.
In addition to this, the requirement for 24/7 medical response capability has increased with changing times due to sedentary lifestyles and the risk of widespread infections such as COVID-19. According to a recent study, about 27% of Indian adults suffer from cardiovascular disease and 18% are diagnosed with diabetes, with the prevalence being much higher in urban areas than in rural areas. People are more likely than ever to suffer from lifestyle-related diseases such as diabetes, thyroid problems and hypertension, as well as chronic diseases such as heart problems, cancer, etc. It is also estimated that by 2025, there will be 15.7 lakh new cases of cancer in India annually. These, coupled with the rising cost of health care expenses, which were at an alarming rate of 14 percent by 2021, ensure that, in all likelihood, we would not be able to prepare for unforeseen medical emergencies that may come our way in the future. . us in the future. Therefore, having comprehensive health insurance can be a blessing, as it will protect you and your family should you ever experience a medical emergency, without burdening you with financial demands.
Be smart and choose the right health insurance plan
Choosing the right health insurance requires a thorough understanding of the products available on the market, their benefits, add-ons, and terms and conditions. It is important to consider factors such as Sum Assured, No Claim Bonus, Affordable Premiums, Limitation of Certain Treatments, Copays, and Understanding of the Hospital Network (where cashless medical treatment is available). In addition, the claims settlement ratio, where a company demonstrates its reliability in terms of claims settlement, is a crucial element in deciding your insurer. One should look for coverage with the fewest exclusions and maximum benefits at an affordable price.
The ultimate goal of leading a happy life centers on how healthy your body is! To achieve and maintain good health, we must strive to live a healthy lifestyle and develop healthy habits. And to provide security against the unforeseen medical demands of the future, adequate and comprehensive coverage is essential. This holiday season, you need to put your health first and ensure an airtight shield against medical emergencies to enjoy your life to the fullest.
Ajay Shah is Director and Head of Retail Sales at Care Health Insurance
The opinions expressed in this article are those of the author and do not represent the endorsement of this publication.
read all Latest business news here